Where the gap actually is
Design-forward apps require Plaid. Local-first apps look like spreadsheets. Nobody's combined both — plus real Android parity.
Built for control
Nothing is uploaded anywhere unless you export it yourself. No account required to use the app, ever.
Link a bank if you want automatic sync, or add accounts by hand and import a CSV. Manual is a real feature here, not a fallback for people who can't link.
Every linked account shows a real sync status — synced, stale, or a failed connection — instead of a silently stale balance.
Detected automatically from your real transaction history — subscriptions, bills, and anything overdue that may have lapsed. No agent, no AI, no bank-account access required.
Rules-based categorization on import, with a plain-language explanation for every guess — never a black box you have to just trust.
React Native from the start, not an iOS-first app with Android bolted on later — designed for a mixed-phone household.
How it works